New Healthcare

If there was one universal theme that helped the GOP take control of the 2016 elections it was the party’s commitment to repeal the Patient Protection and Affordable Care Act (ACA), commonly referred to as Obamacare. Now that they have settled into office, Republicans...

Are you prepared for Incapacity?

Accidents happen. They’re sudden and generally unexpected. But at least people can wrap their minds around the fact that a change has occurred and subsequent decisions must be made, often by people not involved in the accident. Aging tends to work differently. It...

Risk’s of Today’s Retirees

The investment world is constantly changing thanks to advances in technology, big data, information transparency, the global economy and ever-fluctuating trends in consumer sentiment and populist politics. While investment risks may run rampant these days, it’s...

Prepared for Retirement?

If you’re wondering how much of a Social Security payout you may receive, one number to keep in mind is 35. Your benefit is based on your 35 highest years of earnings. If you work less than 35 years, the calculation uses zero for your annual income in the years you’re...

Is this morally correct?

I know a lot of people have their accounts at major brokerage firms. Something you may not know is that several of the “big firms” are getting paid extra by the mutual funds they sell. It’s called Revenue Sharing. Take Edward Jones for example, last year 27% of Edward...

Do your finances consist of more than just your money?

If you ask a bunch of people how they are doing financially, you’ll get a wide range of answers. Some will tell you they are doing great…that they made a 12% return last year. Others will tell you they are doing lousy…that they lost 12% last year. But do returns have...